What is Workers Compensation, Exactly?
Workers’ compensation is a compulsory statutory form of insurance that protects workers in case of a work-related injury or injury sustained at work. Workers compensation insurance covers all workers; full time, part time, casual or workers employed under a verbal or written contract of service.
Should you suffer an injury at work, your employer’s workers’ compensation insurance may provide you with compensation in the form of monetary benefits ongoing wages, medical expense payment or reimbursement if treatment is required and/or rehabilitation assistance to support management of your injury and return to work.
The more you know about the process of making a claim for workers’ compensation, the more likely you are to receive the compensation to which you are legally entitled. It is in the insurance companies’ best interest to pay you the smallest amount possible, if at all, so to guarantee the best result possible we recommend that you engage a workers’ compensation lawyer to represent your interests.
The experienced and dedicated team of workers compensation lawyers at Bradford Legal will help you receive a fair amount based on the treatment required, medical expenses, days required off work due to the injury and whether you have been left with a permanent impairment. Our team will help you maximise your compensation outcome.
What Happens Once My Workers Compensation Claim Is Made?
Once your claim is submitted, your employer has 5 working days to forward the paperwork to their insurance company. The insurance company then has 14 days to notify you of the disposition of your claim. They can either accept the claim, deny the claim, or advise they need more information in order to make a decision (‘pend’ the claim).
If they deny your claim, they must tell you why. If it gets this far and you have not yet contacted a lawyer, we highly recommend you contact one immediately. Bradford Legal’s highly experienced and leading lawyers can represent you in any dispute that may arise with respect to your workers compensation claim.
If they ‘pend’ your claim, they also need to tell you why. If they do not provide this and you have not heard anything within 10 days, you should call a lawyer immediately to assist you.
If they accept your claim, you will be legally obligated to adhere to a list of demands and it is highly advisable to consult a lawyer to interpret these for you to ensure compliance.
Why Do I Need A Lawyer to Assist Me?
Workers Compensation claims can be difficult to understand and daunting for employees who may be unsure where to start, or if they will be fairly treated upon return to work by their employer. Our Perth based, award-winning workers compensation specialists at Bradford Legal can help provide the necessary legal advice and information regarding your claim. Our workers compensation claim team can help you in getting the right treatment and compensation to cover the medical expenses associated with your work-related injury.
Contact us here to book an obligation free meeting with our experienced team and get the compensation you deserve if you have been injured at work in WA.